Training Center

Providing Guidance & Advisories to new / existing / budding / potential /aspiring Indian & NRI entrepreneurs so that they can confidently build their approach towards their path of proposed ventures and Clear all their Doubts in One by Either meeting In-Person/Over Telephone or through Emails.

• Advice on preparation of financial statements, maintaining proper books of accounts, cash flow management and further borrowing as business scales up.
• Advising the borrowing entrepreneur on the optimum quantum of credit to be availed considering the overall repaying capacity and projected cash flows.
• Assisting the borrower in completion of documentation (including KYC-related) and filling up of the application form suggesting the most appropriate loan products from banks and financial institutions and other banking services. Explaining the terms and conditions involved in availing these facilities.
• Undertaking risk profiling of borrowing entrepreneur and enterprise and also techno economic mapping for the proposed venture.
• Assisting the MSMEs/Business Enterprises in preparing project reports data, and and business proposals data in a as per the requirements of the Schemes & Lenders.
• Assisting in preparing and completing the required documentation and financial statements for availing loans from banks and financial institutions.
• Helping to prepare/collect backup documents to enable the applicant to submit loan application online/ offline.
• Explaining the meaning and importance of a credit score.
• Explaining Various DOs & NOTs & Emphasizing the importance of being a responsible borrower and repaying loans in full and on time to maintain a good credit history and install confidence in banks and financial institutions.
• Making borrowing entrepreneur ready through sensitisation as how to approach banks and Complete the Counselling Session.

Consultation/Handholding Fees for In Person/Tele/E-Counselling:

Answers & Solutions to each borrowing entrepreneur and enterprise’s issue is unique and requires lot of time thinking and time to deliver. We provide FEE based, fixed time slot of 25 Minutes for Each Session of In-Person/Tele Credit Counselling and FEE Based, Two Email Correspondences in reply to the Queries raised through E-Counselling sessions.

And Book your Credit Counselling Session Today !!

Providing Guidance & Advisories to new / existing / budding / potential /aspiring Indian & NRI entrepreneurs so that they can confidently build their approach towards their path of proposed ventures and Clear all their Doubts in One by Either meeting In-Person/Over Telephone or through Emails.

• Identification of aspirant entrepreneurs;
• Shaping the application with its background documents/information
• Collection and including verification of primary information/data;
• Creating awareness about schemes and facilities available including debt counselling;
• Processing and submission of applications to banks or financial institutions using online/offline lodgement tools &
• Assisting in obtaining disbursement including documentation, security/ charge creation, perfection and satisfaction thereof.

• Post-sanction monitoring;
• Assisting obtaining subsidy, if requested.
• Post Disbursement Advice on preparation of financial statements, maintaining proper books of accounts, cash flow management and further borrowing as business scales up.
• Assistance of debt counselling and extending help for preparing a Debt Management Plan (DMP) to address the problems in repayment and to prevent default and foreclosure.

Consultation/Handholding Fees for Online Loan Syndication cum Credit Counselling Services :

For Applications which are Totally Online & within the preview of scope of work of CCCs as envisaged by SIDBI the Benchmark Fee Structure as per the SIDBI prescribed Fee Structure will be collected in the name of the registered CCC & Legal Entity i.e. Mr. Satyanarayan Jaiswal and or his Trade Name.

And Book your Credit Counselling Session Today !!

We Undertake enterprise-level advisory services (bankable proposals, bank linkages, post disbursement support) credit counselling; linking the potential entrepreneurs to lending institutions & subsidy disbursing agencies. Guiding the aspirants for maintaining financial discipline, governance standards and emerging tools/ areas of growth.
Providing our services to the borrower irrespective of mode of submission of their loan application [i.e. on-line, web-based, off-line (direct to bank branches in physical forms), etc.

• Identification of aspirant entrepreneurs;
• Shaping the application with its background documents/information
• Collection and including verification of primary information/data;
• Creating awareness about schemes and facilities available including debt counselling;
• Processing and submission of applications to banks or financial institutions using online/offline lodgement tools &
• Assisting in obtaining disbursement including documentation, security/ charge creation, perfection and satisfaction thereof.

• Post-sanction monitoring;
• Assisting obtaining subsidy, if requested.
• Post Disbursement Advice on preparation of financial statements, maintaining proper books of accounts, cash flow management and further borrowing as business scales up.
• Assistance of debt counselling and extending help for preparing a Debt Management Plan (DMP) to address the problems in repayment and to prevent default and foreclosure.

Consultation/Handholding Fees for Online Loan Syndication cum Credit Counselling Services :

For Applications which are Totally Online & within the preview of scope of work of CCCs as envisaged by SIDBI the Benchmark Fee Structure as per the SIDBI prescribed Fee Structure will be collected in the name of the registered CCC & Legal Entity i.e. Mr. Satyanarayan Jaiswal and or his Trade Name.

And Book your Credit Counselling Session Today !!

The Agriculture Infrastructure Fund is a medium - long term debt financing facility for investment in viable projects for post-harvest management infrastructure and community farming assets through interest subvention and credit guarantee. The duration of the scheme shall be from FY2020 to FY2029 (10 years). Under the scheme, Rs 1 lakh crore (US$ 14.19 billion) will be provided by banks and financial institutions as loans with interest subvention of 3 per cent per annum and credit guarantee coverage under CGTMSE scheme for loans up to Rs 2 crore (US$ 0.28 million). The beneficiaries will include farmers, PACS, Marketing Cooperative Societies, FPOs, SHGs, Joint Liability Groups (JLG), Multipurpose Cooperative Societies, Agri-entrepreneurs, Start-ups, and Central/State agency or Local Body sponsored Public-Private Partnership Projects.

The PM-KISAN scheme was launched in December 2018 to provide income support by way of a cash benefit to all landholding farmers (subject to certain exclusion criteria) to enable them to fulfil their agricultural requirements and support their families. Under the scheme, the financial benefit of Rs 6,000 (US$ 85.11)/- per year is provided to eligible beneficiary farmers in three equal instalments.

These steps are the latest in a series of reforms taken by the Government of India under the guidance of the Prime Minister. These measures will collectively herald a new dawn for the agriculture sector in India and show the government’s commitment to championing the cause of ensuring the welfare and sustainability of livelihoods for the farmers of India.

Disclaimer: This information has been collected through secondary research and UDYAM BANDHU is not responsible for any errors in the same.

The Office Memorandum (OM), dated 6th August, 2020 giving clarification on existing Entrepreneurs Memorandum (EM) Part-II / Udyog Aadhaar Memorandum (UAM) / New Udyam Registration is attached here: Click Here to View.

• There are clarifications sought by the entrepreneurs regarding valuation of plant and machinery or equipments on cost or purchase price while filing the Udyam Registration.
• Para 3 of clause 4 Notification No. S.O. 2119(E) dated 26.6.2020 reads as follows:
  "The expression plant and machinery or equipment of the enterprise, shall have the
  same meaning as assigned to the plant and machinery in the Income Tax Rules, 1962
  framed under the Income Tax Act, 1961 and shall include all tangible assets (other than land and building, furniture and fittings)".
• It is clarified that online Form for Udyam Registration captures depreciated cost as on
  31 st March each year of the relevant previous year. Therefore, the value of Plant arid
  Machinery or Equipments for all purposes of the Notification No. S.O. 2119(E) dated
  26.6.2020 and for all the enterprises shall mean the Written Down Value (WDV) as at the
  end of the Financial Year as defined in the Income Tax Act and not the cost of acquisition or
  original price, which was applicable in the context of the earlier classification criteria.

Disclaimer: This information has been collected through secondary research and UDYAM BANDHU is not responsible for any errors in the same.